Before materials arrive
Coverage begins before materials are delivered to the site, so your project is protected from day one.
General Insurance
Construction & Builder's Risk Insurance
Building a property in Cambodia comes with many risks — from fire and theft to unexpected damage during construction. Builder's Risk Insurance, also known as Construction Insurance, protects your project, materials, and equipment while work is in progress.
Construction All Risks
What does Builder's Risk Insurance cover?
A builder's risk policy typically covers damage caused by fire, lightning and explosion; theft or vandalism at the job site; and wind or other accidental events during the construction period.
It's a temporary policy that safeguards the value of your project until construction is complete and the property is ready for occupancy.
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⚠️ What's not covered
Standard builder's risk policies usually exclude earthquakes and floods (unless specifically added as endorsements), damage from wind in coastal or high-risk zones, and workplace injuries or accidents.
You can easily add earthquake or flood riders to your policy — these are often quite affordable and highly recommended depending on your project's location.
Ask About RidersCoverage timeline
When should coverage begin and end?
Your construction coverage should start before materials are delivered to the site, ensuring full protection during every stage of the build.
At completion or transfer
Coverage typically ends upon completion or occupancy of the property, sale or transfer to the new owner, or the policy expiration date. Once the building is complete, switch to a homeowner's or commercial property insurance policy for ongoing protection.
Why choose AG Cambodia
Coverage for every kind of build
As an experienced insurance broker in Cambodia since 2006, AG Cambodia works with leading local and international insurers to secure the best builder's risk coverage.
Developers & Contractors
Tailored builder's risk coverage for developers and contractors managing project risk from groundbreaking to handover.
Get a QuoteConstruction Projects
Coverage for residential and commercial construction projects of any scale across Cambodia.
Get a QuoteRenovation & Extension Works
Protection for renovation or extension works, tailored to the scope and duration of your project.
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Your free Construction Insurance quote within 24 hours
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- We compare 15+ insurers to get you the best rate
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