Health Insurance

Employee Health Insurance in Cambodia

In a competitive job market, salary alone is no longer enough to attract and retain talent. Offering health insurance to your employees is one of the most effective ways to build loyalty, reduce turnover, and position your company as an employer of choice — at a cost that can be structured to match your payroll.

Why it matters for your business

A well-designed plan delivers measurable returns

Employees with health coverage seek treatment earlier, reducing absenteeism and productivity loss — and that's just the start.

Productivity

Earlier Treatment

Covered employees seek treatment earlier, reducing absenteeism and productivity loss.

Recruitment

Attracts Talent

Qualified candidates weigh total compensation, not just salary, when choosing an employer.

Retention

Higher Retention

Investing in employee wellbeing drives engagement and long-term retention.

Cost Control

Lower Hidden Costs

Avoid absorbing indirect costs when uninsured staff face unexpected medical bills.

Built around your team

Coverage adapted to every level of your team

We build plans around your organisation. We offer affordable group plans covering outpatient consultations, hospitalisation, and prescription drugs at quality clinics and hospitals across Cambodia.

For expatriate management, we provide international plans with regional or worldwide coverage, suited to higher compensation levels and cross-border mobility. For mixed teams, we design tiered structures that align benefit levels with salary bands, ensuring relevant coverage at every level without unnecessary cost.

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Local Team

Local Staff

Affordable group plans covering outpatient consultations, hospitalisation, and prescription drugs at quality clinics and hospitals across Cambodia.

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Cross-Border

Expatriate Management

International plans with regional or worldwide coverage, suited to higher compensation levels and cross-border mobility.

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Tiered Plans

Mixed Teams

Tiered structures that align benefit levels with salary bands, ensuring relevant coverage at every level without unnecessary cost.

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Why choose AG Cambodia

An independent broker working for you

As a licensed broker, we compare solutions across the market to find the right balance of coverage, hospital network, claims service, and price for your company. We handle the insurer relationship directly and support your employees when they need to use their coverage.

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We work with the best insurance companies

  • Forte Insurance
  • Caminco Health
  • PCA Life Insurance
  • Infinity General Insurance
  • Sokha Insurance
  • Pacific Partners
  • AGI Cambodia
  • ASOL Insurance

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Your free group health quote within 24 hours

Tell us about your team. Compare offers from multiple insurers with clear, professional advice.

  • We compare 15+ insurers to get you the best rate
  • Available in French and English
  • Officially licensed and registered in Cambodia
  • Fully confidential — your request is never spammed

Company & get covered

Tell us a bit about your team and a broker will call you back within 24 hours.

Your information is 100% confidential